Retirement Planning
With Confidence
Helping business owners and individuals build, protect, and enjoy their financial future.
About Me
I’m Tim Lavin, a seasoned financial professional with over 25 years of experience. I began my career at Northwestern Mutual and later founded Capital Risk Advisors to help people navigate the complexities of wealth creation, preservation, and distribution. My mission has always been simple: to give clients clarity and confidence about their financial future.
Over the years, I’ve developed a proven process that blends deep industry knowledge, personalized strategies, and a genuine commitment to helping you reach your goals.
I Help My Clients Achieve
Financial Peace
Your financial success is more than numbers—it’s peace of mind. If you’re ready to take control of your retirement, grow your business with confidence, or protect what matters most, I’d love to help. Let’s start a conversation today.
25+ Years of Experience
Personalized Retirement Plan
401K to Pension Solutions
Business Protection Strategies
Peace of Mind Planning
My Philosophy
Retirement planning is not one-size-fits-all. Every client has a unique story, distinct goals, and specific challenges. My job is to listen closely, ask the right questions, and build a plan that aligns with your life and ambitions. Whether you’re protecting your business, preparing for retirement, or securing your family’s future, I’ll help you position the right financial tools to maximize long-term results.
Answers to Your Biggest Retirement Questions
Planning for the future can feel overwhelming. These are three of the most common concerns clients bring up—and how we help address them.
How do I know if I’m saving enough for retirement?
We’ll run detailed projections and create a custom plan so you can see exactly where you stand and what adjustments may be needed.
What makes your approach different from other advisors?
Our unique strategies, like turning a 401K into a pension, provide solutions many firms don’t offer—giving you more control and peace of mind.
Can you help protect my business and family at the same time?
Yes. We specialize in aligning retirement planning with business protection strategies, so you don’t have to choose one over the other.
Let’s Start the Conversation
Capital Risk Advisors is based in Schaumburg, IL, proudly serving individuals and business owners throughout the area.
Free Consultation
No Obligation
Client Success Stories
“Working with Tim has completely changed the way I view retirement planning. He took the time to really understand my goals and created a plan that gave me both clarity and confidence. The 401K to Pension strategy he introduced was something I had never considered before, and now I know I’ll have reliable income for years to come. I feel secure knowing my future is in good hands.”
Michael R., Business Owner in Schaumburg