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Life Events Legal Plan Overview

Legal Shield Rider

Identity Theft Protection & Restoration

Home Based Business Rider

Legal Plan for the Self Employed

Business Plan

Legal i-Plan

CRA offers a full portfolio of personal risk management services.

Privacy and Identity Theft Protection and Restoration

You understand identity theft is a problem facing many people.

You may even know some of those people, or be a victim yourself. Those who have not experienced it firsthand may not think about identity theft except when it pops back up in the news again. Unfortunately this complacency can lead to an underestimation of the risk. Unfortunately, we’re all at risk:

  • Do you hand your credit card to servers at restaurants?
  • Do you sign your credit card?
  • Do you supply personal information over the internet?
  • Do you leave mail at your home or business for the postal carrier to collect?
  • Do you shred unwanted mail containing personal information?

What can you do about identity theft? There are three basic steps to take to confront identity theft.

  1. Make sure access to legal counsel is readily available. The Life Events Legal Plan™ provides affordable access to an attorney, and along with an Identity Theft protection plan, can help protect your most valuable, yet most vulnerable, information.
  2. Monitor credit activity on a regular basis. An Identity Theft protection plan provides continuous credit monitoring.
  3. Have a plan for identity restoration. Experts are on your side and work to restore your personal information if identity theft strikes.

Legal Security & Preventive Services

Through our partners, CRA offers the Life Events Legal Plan™, providing members access to professional legal counsel not only for traditional legal problems, but for everyday events where legal review should be routine, but rarely is. For members, access to legal counsel is only a toll-free phone call away.

A Life Events Legal Plan gives you access to quality law firms for a low monthly fee.

Have you ever...

* Been overcharged for a repair?
* Received a speeding ticket?
* Been audited?
* Purchased a home?
* Tried to return a defective product?
* Lost a security deposit?
* Signed a contract?
* Prepared a will?

Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why?

  • It may cost too much.
  • They may not know where to begin.
  • The process is intimidating.

You only get as much justice as you can afford. If you don't know your rights, you simply don't have any.

With Life Events Legal:

* You know who to call.
* You're treated like the firm's most important client.
* A one year membership costs $312 or less.
* You are empowered by knowing your legal rights.
Without Life Events Legal:

* You may try to handle it yourself.
* You'll likely receive as much justice as you can afford.
* You may pay hundreds of dollars for ONE HOUR of a lawyer's time.
* If you don't know your rights, you don't have any!

The Life Events Legal Plan "levels the playing field" in the justice system. Now you can say, "I'm going to talk to my lawyer about this." -- and mean it.

Personal Health and Welfare Benefits

CRA offers a broad range of personal insurance products and services, with excellent coverage at a competitive price. From home and contents to car insurance, to insurance for your investment property, we have what you are looking for.

At CRA, we think that personal insurance is more than just great coverage for a great price – it’s about the kind of service that makes it easy.

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